How Does it Work?

Firstly, we need to emphasis the fact that Debt review cannot be cancelled by the consumer. Debt Review is a legal process that will remain flagged on your ITC report unless you exited the process by going back to court to apply to be declared no longer over indebted.

Clean Credit has been assisting consumers for the past 5 years to exit the process successfully and regain their freedom and clean their ITC.

In terms of the Debt Review Removal Guidelines a consumer, can only be removed on the following instances.

1. Consumer has withdrawn from debt review prior the issuance of 17.2 (before being declared over indebted).
2. When a consumer has settled all debt obligations via debt review process and a clearance certificate has been issued (Section 71(2)(b)(i)).
3. When there is court order and such an order has been rescinded, consumer to approach a Debt Counsellor to issue a 17.W.

What do we do?

Clean Credit is a company focusing on assisting consumers in the removal process as specified, we can approach the Court to have the Court grant you an Order that you are no longer over-indebted.

Should you wish to be removed from the Debt Review process, we can render you the service to be removed for an all-inclusive fee to bring an application. We work nationwide with a network of Attorneys to get your process quickly and defectively through the court proceedings.

Contact us to get a free quote today.

The all-inclusive fee includes:

• the drafting of the documentation,
• appearance in court
• update your status at all the NCR Debt Help systems and registered credit bureaus (itc).
• With the ongoing ripple effects of the pandemic, it is extremely difficult to commit to a turnaround time, normally it takes up to 60 days to complete the whole process, and thereafter another 30 days for the NCR to update your status.

The Bottom Line

We at clean credit aim to assist consumers who are struggling to get their Life back after debt counseling. We understand that as your life has progressed your needs may have changed, and your credit report needs to be cleared to move forward with your life and plans.

We have assisted hundreds of South Africans to successfully apply and qualify for debt after this process is complete.

The way forward

Once you are ready to exit the process, we do the following:

1. We collect relevant documentation from you, ID copy, Payslip, Bank Statement, Proof of address
2. Complete the application form and power of attorney
3. Transfer your debt counselling file to our practice
4. Draft court documentation
5. Get a court case number and fifteen working days after that we can get a court date
6. After the court approved your application, we immediately notify all relevant parties and clean your ITC.

Contact us to get a free quote today.

NB! We require a deposit to start working, and full payment before the court date.

Get in touch

We would love to speak to you so feel free to call us or send us an email.

Call: 064 507 4714
Sms / Whatsapp: 064 507 4714
Email: admin@cleancredit.co.za

We operate throughout the whole of South Africa.

Send us a message and we will get back to you.

[dynamictext* your-subject "CF7_get_post_var key='title'"]