About CleanCredit

Who we are

CleanCredit is a South African credit record clearance and rehabilitation service, and a division of The Debt Company. For years we have helped ordinary South Africans do one thing well: clear qualifying adverse information from their credit records so they can get on with their lives — buy a home, finance a car, rent a flat, or simply stop dreading the next credit check.

We are not a lender. We do not offer loans, debt consolidation or finance. What we do is guide you through the correct, lawful processes with creditors and the registered credit bureaus — the same processes set out in the National Credit Act — and handle the paperwork and follow-up on your behalf.

What we believe

Credit help in South Africa has a reputation problem, largely because of operators who promise the impossible. We built CleanCredit to be the opposite of that.

How we help

Depending on what is on your record, we assist with credit record clearance, credit bureau disputes, paid-up letters, judgments, debt review removal and rehabilitation after sequestration. New to all this? Our guides explain how South African credit records work, in plain language.

Backed by real experience

As part of The Debt Company, CleanCredit draws on years of experience and a national footprint, with offices in Cape Town, Pretoria, George and Mossel Bay supporting a fully remote service. Wherever you are — a metro or a small town — you get the same honest assessment and the same careful handling of your case.

CleanCredit, a division of The Debt Company, assists consumers with credit record matters in accordance with South African law, including the National Credit Act. We do not provide loans, debt consolidation or finance, and we do not remove accurate, valid or current debt. No outcome is guaranteed and results depend on each client’s circumstances.