Debt Review Removal Assistance

While a debt review flag is on your record, you cannot take on new credit — it is prohibited under Section 88 of the NCA. So once you qualify to exit, removing that flag correctly matters. There are lawful routes: a clearance certificate once your plan is settled, or a court application to exit early if you are no longer over-indebted.

We make sure the right route is followed for your situation, the clearance certificate is obtained, and the flag is cleared at the NCR and every bureau. Where a court exit is needed, we work with qualified attorneys.

What debt review removal assistance includes

How it works

1. Free review of your debt review status and options.
2. We confirm the correct lawful route for your situation.
3. We obtain the clearance certificate or lodge the court exit.
4. We confirm the flag is cleared at the NCR and all bureaus.

Who it’s for

For anyone who has settled the debts under their review (a home loan may be excluded if up to date), or whose circumstances have improved so they are no longer over-indebted, and who wants the flag removed the lawful way — not through a risky “instant removal” shortcut.

Want the background? Read our guide: Debt Review Removal: How to Clear the Flag.

New to this topic? Start with our guide: What is debt review?

Official resources

For official information you can rely on, these are the South African regulator and the registered credit bureaus:

• National Credit Regulator (NCR)
• TransUnion
• Experian
• XDS

Frequently asked questions

CleanCredit, a division of The Debt Company, assists with qualifying credit record matters in line with the National Credit Act. We do not provide loans or debt consolidation and cannot remove accurate, valid or current debt. No outcome is guaranteed; results depend on your circumstances.